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Understanding sole trader business insurance

The rules around insurance policies can vary depending on your business type and whether you have employees.

Overtime: when does it apply?

When to pay overtime – and at what rate – isn't always straightforward. How can you get it right and ensure employees are paid correctly?

Redundancy: which employees to choose?

Making roles redundant can be challenging and time-consuming. Be sure to follow a fair and proper process or you risk facing an unfair dismissal claim.

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Were psych injuries due to grog or personal matters?

In these two cases, employers attempted to argue that they were not responsible for employees' psychological injuries. Were they right?

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Employee crashes company car – who pays the excess?

Who foots the bill if a company vehicle is involved in a collision? If an employee is at fault, can you deduct the insurance excess from their wages?

COVID-19 vaccine: no-fault compo scheme for adverse reactions

The Morrison Government has finalised the details of its ‘No Fault COVID-19 Vaccine Claim Scheme’ following extensive consultation with peak medical, healthcare, business, and insurance sectors.

Phishing out in the wild: How to protect your business from cyber phishing attacks

Find out what you should know about protecting your business against phishing and spear phishing scams.

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‘No work capacity’ after bullying: Council ordered to pay

‘Website content specialist’ doesn’t sound like a dangerous job, but workplace bullying left the worker incapable of continued employment in keeping with her education and experience.

Employee Or Contractor? Court Examines Bricklayer's Status

A County Court of Victoria case ruled a bricklayer was an independent contractor, not an employee, under the Workplace Injury Rehabilitation and Compensation Act 2013, highlighting the importance of formal agreements in employment relationships.